LIC AAO Salary 2025, Check In Hand Salary and Job Profile

LIC (Life Insurance Corporation of India) has recently updated the Assistant Administrative Officer (AAO) salary, making it highly attractive to graduate candidates. This lucrative salary package and various benefits and allowances draw lakhs of applicants each year. The in-hand salary for LIC AAOs is Rs. 1,07,222/-, offering financial stability and growth opportunities. This article provides a detailed overview of the LIC AAO salary structure, including the perks and allowances provided to employees.

LIC AAO Salary 2025

The revised starting basic salary offered for the LIC Assistant Administrative Officer (AAO) is Rs. 88,635/—per month. As per the updated LIC AAO Salary structure, there will be four salary increments: Rs. 88,635, followed by Rs. 150,025, with an annual increment of Rs. 4,750 for the next 14 years. This means the AAO will receive a basic salary of Rs. 88,635 initially, which will increase over the years, reaching a maximum basic salary of Rs. 1,69,025.
In addition, the total emoluments at the minimum scale, which includes the House Rent Allowance, City Compensatory Allowance, and other applicable benefits, depending on the city's classification, will amount to approximately Rs. 1,26,000/—per month for an A-Class city.

LIC AAO Salary Structure 2025

LIC AAO In-Salary 2025

The gross salary of the LIC Assistant Administrative Officer (AAO) is Rs. 1,20,674/-. The following monthly deductions will be applied. After these deductions, the officers will receive an in-hand salary of Rs. 1,07,222/-.

LIC AAO Probation Period

The candidate selected for the LIC AAO position has to serve a probation period of one year from the date of joining. This probation period may be extended for up to two years. During this time, candidates will undergo continuous assessments according to the Corporation’s policies. If candidates fail to meet the minimum performance standards, their services may be terminated based on the Corporation’s prevailing policy.

LIC Assistant Administrative Officer Guarantee Bond

Life Insurance Company (LIC) has implemented a Guarantee Bond for candidates selected for the Assistant Administrative Officer (AAO) position. Before starting their role as Probationers, candidates must submit an undertaking to serve LIC for a minimum of four years, including the probationary period. In case of non-compliance with this commitment, the candidate, or their heirs, executors, and administrators, will be liable to pay liquidated damages of Rs. 5,00,000 (Five Lakhs Rupees) along with applicable GST. Any applicable GST or other taxes will also be the candidate's responsibility.

LIC AAO Job Profile

The roles and responsibilities for a LIC Assistant Administrative Officer (AAO) in a more concise and structured bullet-point format:

• Formulate and Review Policies: Develop new schemes and evaluate existing policies for relevance and improvement.
• Claims Management: Oversee the supervision, filing, and settlement of customer claims.
• Cross-Department Coordination: Work closely with other departments to ensure smooth operations and collaboration.
• Customer Relationship Management: Foster positive customer relationships by addressing queries and providing practical solutions.
• Task Completion: Ensure the timely completion of tasks as assigned by senior authorities.
• Fact Verification: Regularly inspect and verify existing data, ensuring accuracy and correcting factual errors.

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